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Affordable California major medical insurance and health plan coverage HMO PPO quote for an individual, family, self employed, or small business group. Be free from health care worries! sm
AbeHealth Insurance Services
If your browser is not Javascript enabled, please use the Links Directory at the bottom of the page.
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A)
Quote Blue Cross, Blue Shield,
Health Net, Nationwide, PacifiCare
Online medical insurance quote page, brief explanation of benefits.
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B) Quote Aetna PPO Health Plans ||
Quote Celtic CeltiCare PPO
(CeltiCare's a high cost, high benefit plan) || Also we have some special major carrier health plans that can't be quoted online, you must call us to get a quote! Call (877) 336-5490. They are available through an association. The association plans are easier to qualify for and so they can be a good option for anyone with pre-existing conditions that are not too serious, (such as cancer, which is too serious). Also you cannot already be pregnant.
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C)
If you prefer to have an agent contact you by phone to explain major medical insurance PPO, or HMO, give you a quote, or send you a brochure and application!
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D) 
Available with Blue Cross, Blue Shield, and Health Net. | E) Free Report- How you can really save monthly on health insurance costs! To get your free report, call the 24-hour Toll Free recorded message hotline at: 1-888-714-3538 ext. 9005 |
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HSA Plans:
Besides any of the regular health plans, you may also qualify for "HSA" compatible health plans. In California, the main carriers offering them are: Blue Cross of California (EPO plan), Blue Shield of California (PPO Preferred Savings Plan), and Nationwide Health Plans (Choice Saver PPO). If you are self employed and you apply and are approved for one of these health plans, then you are eligible to get a "Tax Qualified" special bank account called an "HSA". This allows you to pay for healthcare expenses with pretax dollars. Not many banks offer these special bank accounts but here is a link to one that does: www.msabank.com.
To get a quote on "HSA" compatible health plans, click on: Note: these plans will be intermingled with the regular plans, you have to look for the plan names (and carriers) as mentioned in the above paragraph in italics.
Other options:
1) If you are self employed and your spouse works with you, there are other tax advantged programs available we can help you set up (Section 105 of the IRS code--sort of like a Section 125, but a little different). If you qualify, this will give a 100% tax deduction on medical expenses, as well as medical insurance premiums and a deduction on up to 50,0000 term life premiums! We have an inexpensive term life plan to offer that also pays 100% of the benefit if you have a major illness such as cancer, heart attack, stroke, terminal illness, renal failure, total disability etc. and 25% for major heart surgery, and 10% for angioplasty. What a great complement this can be to your medical plan!
2) You may also qualify for group coverage, which is more expensive, but may be advantageous if you have pre existing conditions which make it difficult to qualify for individual/family plans.
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If you find you may be uninsurable, due to a pre existing condition, feel free to call. If you
are turned down for regular insurance, there is a state plan available. This should be considered, and if you can pay for it, you should get it. You should know however that there may be a waiting list. If for whatever reason you're not able to get the state plan. or even if you do; you may want to consider one or more of the products that we have to offer that you can "bundle" together to help you have coverage, or additional coverage, and/or save money on healthcare.
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1) Mini Medical Covers up to $20,000 for surgery. Covers $1,000 per day in hospital, which if used in conjunction with one of our discount plans, does really well!
2) Accident Insurance $25.95 Monthly for the whole family. Medical Accident Insurance
3) Critical Illness Insurance Pays for cancer, heart attack, stroke, terminal illness, total disability, major heart surgery, premature death, et al. As little as $20 monthly. Critical Illness Insurance
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Toll-free: (877) 733-9691
E-mail: service@abehealth.com © 2000-2003 abehealth.com All rights reserved
California license #0629626, Lee Charles Martinson, Business Domicile: 34455 Yucaipa Blvd. #209 Yucaipa, CA 92399 .
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